Carmines, Robbins Financial Calculators

Financial Calculators

Tax Interest Calculator - This interest calculator computes interest on underpayments from 1990 to 1998.
Loan Calculator - Solve for a loan amount, number of payments, payment amount, or interest rate.
Salary Calculator - compare the cost of living in hundreds of US and international cities.
Extra Payment Calculator - How advantageous are extra payments on your mortgage?
Lease Calculator - Solve for a lease amount, payment amount, residual amount, or interest rate.
How much life insurance do I need? - Shows you how much life insurance is needed to cover the expenses that your family will not be able to pay by themselves.
How much can I borrow? - Amounts you might qualify for given four down payment options (one you choose plus three typical percentages). Conservative and aggressive estimates are provided, based upon the lowest and highest debt and income ratios most frequently used by lenders.
Which is better: fixed or adjustable? - Side-by-side comparison of the total cost of a fixed rate loan and an adjustable rate loan. factoring in the taxes you save due to mortgage interest deductions and the equity you build in the property before you sell it..
How much can I save in taxes? - Amount of income taxes you might save on a home mortgage, along with the interest rate after it's adjusted for various costs and benefits.
Should I lease or purchase? - Compares the costs and benefits of leasing and buying.
For auto purchases, which is better: a rebate or special dealer financing? - Analyzes the total cost of each purchase option over the period of time you will finance the vehicle.

Retirement Saving Calculator - Solve for a goal amount, payment amount, starting balance, or interest rate.
Planning for Retirement - Estimate how well your current savings program will prepare you for retirement -- and even shows you a graph of how your savings and income will grow over time.
What will my expenses be after I retire? Estimate your living expenses during retirement.
What selling price of an investment provides my desired return? - Utilizes the Financial Management Rate of Return (FMRR) to compute the price you would need to achieve your return both before taxes (the taxes you pay on your interest or gains is not taken into account) and after taxes (the taxes you pay are included and reduce the amounts you earn).
Should I sell an investment before or after one year? - Compute when it is in your interest to sell before one year and possibly pay higher income taxes when you do so.
What future return makes selling an investment now worthwhile? - Computes the rate of return you'll need to earn on the new investment in order to justify selling today and paying taxes and transaction fees.
Which are better: growth or income stocks? - Compares investing in a stock which pays above-average dividends and one which pays little to no dividends but which increases greatly in value.
Which are better: tax-exempt or taxable bonds? - Computes the effect of taxes when you compare your returns on a bond investment.
How will taxes and inflation affect my savings? - Based on the amount of investment, rate of return, and tax rates, this calculator estimates the effect of taxes and inflation over a specified period of time.
Should my spouse work too? - Determine if the financial benefits of having your spouse work outside the home will outweigh the additional expense.

Serving your world of financial needs...